Agreement between User and AlwaysAStudent.net or its derivatives.
Welcome to Forex Mastery Institute . The site is comprised of various web pages operated by Forex Mastery Institute (“FMI”). AlwaysAStudent.net and its derivatives is offered to you conditioned on your acceptance without modification of the terms, conditions, and notices contained herein (the “Terms”). Your use of AlwaysAStudent.net constitutes your agreement to all such Terms. Please read these terms carefully, and keep a copy of them for your reference.
Alwaysastudent.net and its derivatives is an Educational Platform Site.
The purpose of Forex Mastery Institute is through Education to help new traders reach the level of mastery by obtaining clarity on proper trading goals, following our step-by-step system needed to become consistently profitable and building the confidence necessary to overcome psychological barriers.
Electronic Communications
Visiting AlwaysAStudent.net or sending emails to FMI via Always A Student LLC, constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures and other communications that we provide to you electronically, via email and on the Site, satisfy any legal requirement that such communications be in writing.
Your Account
If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer, and you agree to accept responsibility for all activities that occur under your account or password. You may not assign or otherwise transfer your account to any other person or entity. You acknowledge that FMI is not responsible for third party access to your account that results from theft or misappropriation of your account. FMI and its associates reserve the right to refuse or cancel service, terminate accounts, or remove or edit content in our sole discretion.
Children Under Thirteen
FMI does not knowingly collect, either online or offline, personal information from persons under the age of thirteen. If you are under 18, you may use FMI and its platform only with permission of a parent or guardian.
Links to Third Party Sites/Third Party Services
AlwaysAStudent.net or its derivatives may contain links to other websites (“Linked Sites”). The Linked Sites are not under the control of FMI and FMI is not responsible for the contents of any Linked Site, including without limitation any link contained in a Linked Site, or any changes or updates to a Linked Site. FMI is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by FMI of the site or any association with its operators.
Certain services made available via FMI are delivered by third party sites and organizations. By using any product, service or functionality originating from the FMI domain, you hereby acknowledge and consent that FMI may share such information and data with any third party with whom FMI has a contractual relationship to provide the requested product, service or functionality on behalf o FMI users and customers.
No Unlawful or Prohibited Use/Intellectual Property
You are granted a non-exclusive, non-transferable, revocable license to access and use AlwaysAStudent.net and its derivatives strictly in accordance with these terms of use. As a condition of your use of the Site, you warrant to FMI that you will not use the Site for any purpose that is unlawful or prohibited by these Terms. You may not use the Site in any manner which could damage, disable, overburden, or impair the Site or interfere with any other party’s use and enjoyment of the Site. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Site.
All content included as part of the Service, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Site, is the property of FMI or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.
You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Site. FMI content is not for resale. Your use of the Site does not entitle you to make any unauthorized use of any protected content, and in particular you will not delete or alter any proprietary rights or attribution notices in any content. You will use protected content solely for your personal use, and will make no other use of the content without the express written permission of FMI and the copyright owner. You agree that you do not acquire any ownership rights in any protected content. We do not grant you any licenses, express or implied, to the intellectual property of FMI or our licensors except as expressly authorized by these Terms.
Use of Communication Services
The Site may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”). You agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.
By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded; restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.
FMI has no obligation to monitor the Communication Services. However, FMI reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. FMI reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.
FMI reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in FMI’s sole discretion.
Always use caution when giving out any personally identifying information about yourself or your children in any Communication Service. FMI does not control or endorse the content, messages or information found in any Communication Service and, therefore, FMI specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized FMI spokespersons, and their views do not necessarily reflect those of FMI.
Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.
Materials Provided to Forex Mastery Institute or Posted on Any FMI Web Page
FMI does not claim ownership of the materials you provide (including feedback and suggestions) or post, upload, input or submit to any FMI Site or our associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing or submitting your Submission you are granting FMI, our affiliated companies and necessary sub-licensees permission to use your Submission in connection with the operation of their Internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate and reformat your Submission; and to publish your name in connection with your Submission.
No compensation will be paid with respect to the use of your Submission, as provided herein. FMI is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in FMI’s sole discretion.
By posting, uploading, inputting, providing or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.
We at FMI maintain that we present information for the purpose of educating traders in proper techniques of trading. None of us hold any official licenses and any and all trading advice should be handled by a licensed investment adviser. We make no guarantees that if you follow our advice, recommendation, or trade ideas that you will make any or substantial amounts of profit. In fact, you accept that fact that you could lose some or all of your initial invested capital.
FMI reserves the right to terminate or cancel live training sessions due to un-forseen without notice for any reason whatsoever. (added 2/12/2021)
Third Party Accounts
You will be able to connect your FMI account to third party accounts. By connecting your FMI account to your third party account, you acknowledge and agree that you are consenting to the continuous release of information about you to others (in accordance with your privacy settings on those third party sites). If you do not want information about you to be shared in this manner, do not use this feature.
User Content License
This School (Site) allows “students” (members) to create and share their own UCG (User Generated Content). UCG is defined as any content—text, videos, images, reviews, etc.—created by our “students” The site also allows “Students” to supply their content for our and our Users’ use in connection with the Service. In this Agreement we refer to all of this Content provided by Users as “User Content”
In order for us to make the User Content you contribute available on the site for these purposes, and to operate, market and promote the Service, we need the right to make use of such User Content in accordance with and subject to this Agreement.
Therefore, by contributing User Content to the School or creating it on the School you automatically grant us an irrevocable and perpetual(except as set forth in this Agreement), non-exclusive, transferable, fully-paid, royalty-free (except as expressly set forth in this Agreement), worldwide license, by ourselves or with others, to use, copy, distribute, publicly perform, publicly display, print, publish republish, excerpt (in whole or in part), reformat, translate, modify, revise and incorporate into other words, that User Content and any works derived from that User Content, in any form of media or expression, in the manner in which the Service from time to time permits User Content to be used, and license or permit others to do so.
This license also grants us the right to sublicense that User Content to other users to permit their use of that User Content in manner in which the Service from time to time permits User Content to be used. (added 9/11/2021)
International Users
The Service is controlled, operated and administered by FMI from our offices within the USA. If you access the Service from a location outside the USA, you are responsible for compliance with all local laws. You agree that you will not use the FMI Content accessed through AlwaysAStudent.net or any other derivative in any country or in any manner prohibited by any applicable laws, restrictions or regulations.
Risk Disclosure
TRADING IS NOT SUITABLE FOR EVERYONE. TRADING FOREX INVOLVES HIGH RISKS AND CAN CAUSE YOU A COMPLETE LOSS OF YOUR FUNDS! TRADING FOREIGN EXCHANGE ON MARGIN CARRIES AN EXTREMELY HUGE LEVEL OF RISK, AND MAY NOT BE SUITABLE FOR ALL INDIVIDUALS. BEFORE DECIDING TO TRADE FOREIGN EXCHANGE YOU SHOULD CAREFULLY CONSIDER YOUR INVESTMENT OBJECTIVES, LEVEL OF EXPERIENCE, AND RISK APPETITE.
THE POSSIBILITY EXISTS THAT YOU COULD LOSE SOME OR ALL OF YOUR INITIAL INVESTMENT AND THEREFORE YOU SHOULD NOT INVEST MONEY THAT YOU CANNOT AFFORD TO LOSE! DO NOT TRADE WITH FUNDS THAT YOU DEPEND ON. FMI STRONGLY ENCOURAGES YOU TO UTILIZE RISK CAPITAL ONLY, WHICH IS CAPITAL WHICH SOLE PURPOSES IS TO BE USED FOR INVESTMENT PURPOSES ONLY. DUE TO THE FACT THAT DEMO TRADING IS SUBSTANTIALLY DIFFERENT THAN LIVE TRADING, FMI STRONGLY ENCOURAGES AND RECOMMENDS THAT YOU UTILIZE YOUR DEMO ACCOUNT LONG ENOUGH TO ESTABLISH A PROPER TRADING STRATEGY AND PLAN THAT WILL ALLOW FOR CONSISTENT, STEADY PROFITS PRIOR TO GOING LIVE. IN EDITION, YOU MUST BE AWARE THAT IT IS IMPOSSIBLE TO MIMIC TRUE MARKET CONDITIONS FOR LIVE. TRADING IN DEMO DOES NOT TAKE INTO ACCOUNT SLIPPAGE, LIQUIDITY, ORDERS NOT GETTING FILLED, SUSTAINED STRESS TO TRADERS PSYCHOLOGY AND POOR DECISIONS MADE DUE TO THE LOSS OR GAIN OF REAL MONEY IN A FAST PACED ENVIRONMENT. THE HIGH DEGREE OF LEVERAGE ASSOCIATED WITH TRADING CURRENCIES MEANS THAT THE DEGREE OF RISK COMPARED TO OTHER FINANCIAL PRODUCTS IS HIGHER. LEVERAGE ALLOW YOU TO INCREASE THE SIZE OF YOUR INITIAL INVESTMENT BY TRADING ON “BORROWED MONEY.” FOR EXAMPLE, ON A 1:100 LEVERAGE, FOR EVERY $1 YOU PUT IN, YOUR TRADING BROKERAGE WILL ALLOW YOU TO USE UP TO $100. THIS IS ALSO KNOWN AS MARGIN TRADING. FOR THIS REASON, TRADING ON LEVERAGE WHILE AFFORDING OPPORTUNITIES TO MANY MAY ALSO WORK AGAINST YOU RESULTING IN LARGE LOSSES FASTER THAN WITHOUT MARGIN TRADING.
THERE IS CONSIDERABLE EXPOSURE TO RISK IN ANY OFF-EXCHANGE FOREIGN EXCHANGE TRANSACTION, INCLUDING, BUT NOT LIMITED TO, LEVERAGE, CREDITWORTHINESS, LIMITED REGULATORY PROTECTION AND MARKET VOLATILITY THAT MAY SUBSTANTIALLY AFFECT THE PRICE, OR LIQUIDITY OF A CURRENCY OR CURRENCY PAIR.
YOU SHOULD BE AWARE OF ALL THE RISKS ASSOCIATED WITH FOREIGN EXCHANGE TRADING, AND SEEK ADVICE FROM AN INDEPENDENT FINANCIAL ADVISER IF YOU HAVE ANY DOUBTS. BY USING FMI’S PLATFORM YOU AGREE TO ACCEPT SOLE RESPONSIBILITY FOR ANY AND ALL DAY TRADING, ONLINE TRADING, OR ONLINE TRADING DECISIONS, AND ACCEPT THAT SUCH DECISIONS ARE MADE BY YOU ALONE. ALL TRANSACTIONS THAT OCCUR IN YOUR TRADING ACCOUNT WITH YOUR PREFERRED BROKER ARE YOUR RESPONSIBILITY AND YOU ACCEPT ALL LEGAL RESPONSIBILITY FOR THEM. HEAVY LOSSES CAN BE INCURRED WHEN BUYING OR SELLING FOREX OR CRYPTO CURRENCIES AND YOU SHOULD CAREFULLY ANALYZE YOUR FINANCIAL CONDITION TO DETERMINE IF TRADING FOREX OR CRYPTO CURRENCIES, IS FINANCIALLY PRUDENT FOR YOU. YOU ALSO UNDERSTAND THAT BUYING OR SELLING FOREX OR CRYPTO CURRENCIES OR ANY OTHER FINANCIAL INSTRUMENT CAN EXPOSE YOU TO SEVERE RISKS INCLUDING THE FACT THAT YOU CAN SUFFER A LOSS OF A PERCENTAGE (IF NOT 100%) OF YOUR CAPITAL, CASH, AND/OR ASSETS PLEDGED TO TRADE FOREX OR CRYPTO CURRENCIES THROUGH YOUR LEGAL PREFERRED BROKER.
YOU UNDERSTAND THAT ALWAYSASTUDENT.NET IS NOT RESPONSIBLE IN ANY WAY, WHATSOEVER, FOR ANY TRADING TRANSACTIONS THAT OCCUR IN YOUR TRADING ACCOUNT BETWEEN YOU AND YOUR PREFERRED BROKER. YOU AGREE THAT THERE MAY BE PERIODS WHEN THE MARKET TURNS AGAINST YOU, OR UNFAVORABLE MARKET CONDITIONS ARISE WHICH MAKE IT HARD, IF NOT IMPOSSIBLE, FOR YOU TO LIQUIDATE A POSITION, AND YOU ASSUME FULL LEGAL RESPONSIBILITY SHOULD THIS OCCUR. YOU AGREE THAT PURCHASING OR SELLING FOREX OR CRYPTO CURRENCIES, STATED IN ANY OF THE SERVICES PROVIDED BY ALWAYSASTUDENT.NET MAY RESULT IN A PROFIT OR LOSS. YOU UNDERSTAND AS A TRADER THAT YOU ARE FULLY RESPONSIBLE FOR YOUR ORDERS PLACED; YOUR ORDERS FILLED; YOUR FOREX OR CRYPTO CURRENCIES SOLD; YOUR FOREX OR CRYPTO CURRENCIES BOUGHT; YOUR EARNED PROFITS OR YOUR INCURRED LOSSES. NO ONE WILL PLACE ANY OF THESE ORDERS EXCEPT YOU.
Opinions and Trade Ideas
The content provided by FMI is for educational purposes only.
No information presented constitutes a recommendation by FMI to buy, sell or hold any security, financial product or instrument or to engage in any specific investment strategy. Any opinions, news, research, analyses, prices, or other information contained on this website is provided as general market commentary or idea, and should never be taken as investment advice.
YOU are fully responsible for any investment decisions you make. Such decisions should be based solely on your evaluation of your financial circumstances, investment objectives, risk tolerance, liquidity needs and level of experience.
You should NOT rely solely upon the information opinions or ideas that you receive from our platform. Rather, you should use what you learned as a starting point for doing your own independent research, your own independent analysis, and refine your own trading methods before placing your money at risk.
Indemnification
You agree to indemnify, defend and hold harmless FMI, its officers, directors, employees, agents and third parties, for any losses, costs, liabilities and expenses (including reasonable attorney’s fees) relating to or arising out of your use of or inability to use the Site or services, any user postings made by you, your violation of any terms of this Agreement or your violation of any rights of a third party, or your violation of any applicable laws, rules or regulations. FMI reserves the right, at its own cost, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which event you will fully cooperate with FMI in asserting any available defenses.
Arbitration
In the event the parties are not able to resolve any dispute between them arising out of or concerning these Terms and Conditions, or any provisions hereof, whether in contract, tort, or otherwise at law or in equity for damages or any other relief, then such dispute shall be resolved only by final and binding arbitration pursuant to the Federal Arbitration Act, conducted by a single neutral arbitrator and administered by the American Arbitration Association, or a similar arbitration service selected by the parties, in a location mutually agreed upon by the parties. The arbitrator’s award shall be final, and judgment may be entered upon it in any court having jurisdiction. In the event that any legal or equitable action, proceeding or arbitration arises out of or concerns these Terms and Conditions, the prevailing party shall be entitled to recover its costs and reasonable attorney’s fees. The parties agree to arbitrate all disputes and claims in regards to these Terms and Conditions or any disputes arising as a result of these Terms and Conditions, whether directly or indirectly, including Tort claims that are a result of these Terms and Conditions. The parties agree that the Federal Arbitration Act governs the interpretation and enforcement of this provision. The entire dispute, including the scope and enforce ability of this arbitration provision shall be determined by the Arbitrator. This arbitration provision shall survive the termination of these Terms and Conditions.
Class Action Waiver
Any arbitration under these Terms and Conditions will take place on an individual basis; class arbitration’s and class/representative/collective actions are not permitted. THE PARTIES AGREE THAT A PARTY MAY BRING CLAIMS AGAINST THE OTHER ONLY IN EACH’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PUTATIVE CLASS, COLLECTIVE AND/ OR REPRESENTATIVE PROCEEDING, SUCH AS IN THE FORM OF A PRIVATE ATTORNEY GENERAL ACTION AGAINST THE OTHER. Further, unless both you and FMI agree otherwise, the arbitrator may not consolidate more than one person’s claims, and may not otherwise preside over any form of a representative or class proceeding.
Liability Disclaimer
THE INFORMATION, SOFTWARE, PRODUCTS, AND SERVICES INCLUDED IN OR AVAILABLE THROUGH THE SITE MAY INCLUDE INACCURACIES OR TYPOGRAPHICAL ERRORS. CHANGES ARE PERIODICALLY ADDED TO THE INFORMATION HEREIN. FOREX MASTERY INSTITUTE AND/OR ITS SUPPLIERS MAY MAKE IMPROVEMENTS AND/OR CHANGES IN THE SITE AT ANY TIME.
FOREX MASTERY INSTITUTE AND/OR ITS SUPPLIERS MAKE NO REPRESENTATIONS ABOUT THE SUITABILITY, RELIABILITY, AVAILABILITY, TIMELINESS, AND ACCURACY OF THE INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS CONTAINED ON THE SITE FOR ANY PURPOSE. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, ALL SUCH INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS ARE PROVIDED “AS IS” WITHOUT WARRANTY OR CONDITION OF ANY KIND. FOREX MASTERY INSTITUTE AND/OR ITS SUPPLIERS HEREBY DISCLAIM ALL WARRANTIES AND CONDITIONS WITH REGARD TO THIS INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS, INCLUDING ALL IMPLIED WARRANTIES OR CONDITIONS OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE AND NON-INFRINGEMENT.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL FOREX MASTERY INSTITUTE AND/OR ITS SUPPLIERS BE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL DAMAGES OR ANY DAMAGES WHATSOEVER INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF USE, DATA OR PROFITS, ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OR PERFORMANCE OF THE SITE, WITH THE DELAY OR INABILITY TO USE THE SITE OR RELATED SERVICES, THE PROVISION OF OR FAILURE TO PROVIDE SERVICES, OR FOR ANY INFORMATION, SOFTWARE, PRODUCTS, SERVICES AND RELATED GRAPHICS OBTAINED THROUGH THE SITE, OR OTHERWISE ARISING OUT OF THE USE OF THE SITE, WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY OR OTHERWISE, EVEN IF FOREX MASTERY INSTITUTE OR ANY OF ITS SUPPLIERS HAS BEEN ADVISED OF THE POSSIBILITY OF DAMAGES. BECAUSE SOME STATES/JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF LIABILITY FOR CONSEQUENTIAL OR INCIDENTAL DAMAGES, THE ABOVE LIMITATION MAY NOT APPLY TO YOU. IF YOU ARE DISSATISFIED WITH ANY PORTION OF THE SITE, OR WITH ANY OF THESE TERMS OF USE, YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USING THE SITE.
Termination/Access Restriction
FMI reserves the right, in its sole discretion, to terminate your access to the Site and the related services or any portion thereof at any time, without notice. To the maximum extent permitted by law, this agreement is governed by the laws of the State of Iowa and you hereby consent to the exclusive jurisdiction and venue of courts in Iowa in all disputes arising out of or relating to the use of the Site. Use of the Site is unauthorized in any jurisdiction that does not give effect to all provisions of these Terms, including, without limitation, this section.
You agree that no joint venture, partnership, employment, or agency relationship exists between you and FMI as a result of this agreement or use of the Site. FMI’s performance of this agreement is subject to existing laws and legal process, and nothing contained in this agreement is in derogation of FMI’s right to comply with governmental, court and law enforcement requests or requirements relating to your use of the Site or information provided to or gathered by FMI with respect to such use. If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect.
Unless otherwise specified herein, this agreement constitutes the entire agreement between the user and FMI with respect to the Site and it supersedes all prior or contemporaneous communications and proposals, whether electronic, oral or written, between the user and FMI with respect to the Site. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. It is the express wish to the parties that this agreement and all related documents be written in English.
In Regards to Founders ONLY
In order to participate in the Founders pricing, and receive the Founders Benefits, you must agree to the following Terms below. If you fail to follow through with each requirement and break any of these, you will waive your Founders rights and not be able to participate in any future Founder perks and discounts. This includes your annual month-to-month payment. By becoming a Founder you are receiving a 50% discount on your initial payment and a continued 50% discount on your recurring month-to month payments. Founders are the first to see FMI’s platform and will be a part of the Beta Phase. As part of the Beta phase, Founders understand that there may be errors, typos and bugs within the platform and also within the materials. All errors can be reported in the updates section within the platform as well as help@alwaysastudent.net. Should you fail to complete each requirement below, you will waive all future discounts including on your recurring month-to-month payments. Example If you purchased the Founders Annual Package for $1170, your monthly will be $97 a month. However, should you fail to meet the obligations of a Founder, your Monthly will lose the 50% discount and you will be charged the current market rate for the equivalent annual plan. By continuing to use the platform, you agree to the following requirements:
You will need to start and complete all of FMI courses (Level G- Level 3).
You will need to complete all feedback popups which are documented in a form (See our Privacy Policy for how we treat your personal information). .
You will need to write an accurate testimonial of your overall experience in the provided location (see My Voice).
You will need to submit and complete all Go & Do activities on both the Go & Do’s page and throughout out the courses, you must submit your completed work.
You will need to complete 1 honest 45-60 second video testimonial explaining your experience going through the material, the platform and your honest feedback about the benefits and or potential benefits you experienced. and upload with your username and date in the provided location (see My Voice). Can be sent through your phone.
Cancellation/Refund Policy
At FMI and Always A Student, our commitment is towards ensuring the highest level of satisfaction for our esteemed students. Our cancellation and refund policy is carefully designed with two key provisions – the 15-day money-back policy and our unique Money Back Guarantee. Please read the details provided below:
15-day Money Back Policy:
We provide a fifteen (15) days money-back policy for subscription payments made to FMI, inclusive of the date of subscription, weekends and holidays. The refund period starts from the date of purchase. Regardless of whether you’ve logged in, completed any work, or accessed the materials, once the 15-day period expires, you waive your right to a refund.
Example: Suppose you purchase a subscription on May 1. You can apply for a full refund until May 15, irrespective of whether you’ve accessed any course materials or not.
To qualify for a full refund of your subscription price, within these 15 days:
You must not have completed any lessons beyond the FMI Tour.
You must not have attended any live sessions outside of FMI Student Orientation (New Student Orientation).
Cancellation and Refund Process
All cancellation and refund requests must be made through email ONLY
Cancellation Process:
If you need to cancel for any reason at any time, please send an email to help@alwaysastudent.net.
You don’t need to provide a reason for cancellation.
Remember that if you cancel your subscription after 15 days of your subscription, the 15-day refund policy or the Money Back Guarantee won’t apply.
15-Day Refund Process:
For a 15-day refund request, please follow the process below:
Include your enrollment/joining date.
Acknowledge that you haven’t completed any lessons or attended any live sessions beyond the FMI Tour and New Student Orientation.
Refunds will be issued in USD.
Money Back Guarantee:
Separately from our 15-day refund policy, we offer a special Money Back Guarantee. This guarantee is valid for the duration of your program membership, which can span 365 days (12 months) or 545 days (18 months).
This guarantee is based on you fulfilling certain responsibilities as a dedicated FMI student. If, after completing your 365-day or 545-day membership, you sincerely believe that you have met all these responsibilities and yet haven’t made significant progress in terms of Clarity, Structure, or Confidence in your trading, we will refund your tuition in full.
The responsibilities include:
Completing the entire course and earning your Graduation Certificate.
Completing all course homework or ‘Go & Do’s’.
Completing your Trading Manual and Course Books including Trading Plan.
Actively participating in a minimum of 60 live sessions and at least 25 study hall sessions.
Logging in for a minimum of 10 days per month either for at least 11 out of 12 months for the 365-day membership or for at least 16 out of 18 months for the 545-day membership.
Please note that to claim the Money Back Guarantee, you must submit your request within 30 days of your membership expiration. Requests submitted beyond this timeframe will not be eligible for the Money Back Guarantee.
The key difference between the 15-day money-back policy and the Money Back Guarantee is the duration and conditions for eligibility. The 15-day policy allows you to request a refund within 15 days of purchase if you decide that the program is not suitable for you. The Money Back Guarantee, on the other hand, requires commitment and active participation throughout the program. If at the end of the membership period, you feel that you did not gain significant value despite fulfilling all the responsibilities, we offer a full refund of your tuition.
Money Back Guarantee Refund Process:
For the Money Back Guarantee refund, follow this process:
Include your enrollment/joining date.
Send your completed Trading Manual and 4 Lesson Books to
37301 PO Box, Des Moines, Iowa 50315
You’ll bear the shipping cost for these materials.
Once we receive and review your materials, we’ll process the refund in USD if you meet all the Money Back Guarantee conditions.
Waiver of Refund Policy:
Going past specified milestones, including completing lessons beyond the FMI Tour or attending live sessions outside FMI Student Orientation (New Student Orientation), will result in the waiver of the refund 15-day money-back policy.
Example: If you have gone beyond the FMI Tour and New Student Orientation, say by attending the “Advanced Trading Techniques” live session or completing the lesson on “Understanding Market Patterns,” you would no longer be eligible for the refund under the 15-day Money Back Policy.
For the Money Back Guarantee, any refund requests made beyond 30 days of your membership expiration, regardless of whether your account was suspended during your membership, will also result in the waiver of the refund policy.
Example: Suppose your 365-day membership expired on December 31, 2023. You would have until January 30, 2024, to request a refund under the Money Back Guarantee. If you requested a refund on February 1, 2024, your refund request would not be eligible.
There will be no pro-rated refunds for canceled subscription plans.
Example: If you’ve been a subscriber for 6 months out of a 12-month membership and decide to cancel your subscription, you will not receive a refund for the remaining 6 months.
Please note that the FMI Tour is a standalone introductory course that must be completed first to gain access to the school’s lessons. You are free to request a refund as long as you have not completed a single lesson or attended any live sessions beyond the FMI Tour and FMI Student Orientation (New Student Orientation). Your portal should not show any other lessons or live sessions completed outside of the FMI Tour and FMI Student Orientation (New Student Orientation).
Example: Assume you’ve joined FMI and completed only the FMI Tour and the New Student Orientation within the first 15 days. If you decide that the program isn’t suitable for you, you are still eligible to request a refund under the 15-day Money Back Policy.
Auto-Renewal:
By agreeing to these terms, you acknowledge and consent that your subscription will automatically renew unless canceled by you. Plans will auto-renew at the end of your membership period which would be approximately one year (12-months) from purchase date, up to 18- months from purchase date. The auto-renewal rate will be a prorated price, which will be clearly displayed on your receipt at the time of purchase.
You retain the right and responsibility to cancel your subscription at any time, before the renewal date, if you do not wish to continue. If you do not cancel your subscription before the renewal date, you will be automatically charged the prorated auto-renewal rate for the next term.
Please note that once an auto-renewal has occurred, the amount cannot be refunded in line with our refund policy. By agreeing to these terms and conditions, you are confirming your understanding and acceptance of our auto-renewal policy.
Example: If you signed up for a 12-month membership on May 1, 2023, your subscription would auto-renew on May 1, 2024.
Account Suspension:
We understand that there may be times when students need to temporarily step away from their courses. To accommodate such situations, we offer the opportunity for students to voluntarily suspend their accounts for a cumulative total of up to 60 days.
These suspensions can be taken all at once or distributed across different periods, but the total suspension duration must not exceed 60 days.
To request a suspension, send an official email to help@alwaysastudent.net detailing your intention to take a break and the date of your planned return.
During the suspension period:
Your account remains intact but you won’t have access to course materials and live sessions.
Your membership expiration date, and any other aspects of your membership, will be paused during the suspension period.
Note: If your total suspension time exceeds the 60-day limit, your account will be automatically canceled. Should you wish to return after this, you would need to start a new membership period, and you may be subject to the current subscription pricing at the time of your return.
Account Suspension Example:
Suppose you’ve been an active member with FMI for 4 months. In the month of May, due to personal circumstances, you need to take a 30-day break.
You send an email on May 1, 2023, to help@alwaysastudent.net, expressing your wish to suspend your account and stating your planned return date, June 1, 2023.
Then, in September, you again need to take another break, this time for 30 days. You send an email indicating your intention and stating your planned return date.
This is acceptable because your total suspension time (30 days in May and 30 days in September) equals 60 days, which is the maximum allowable total limit.
If your 12-month membership was initially set to expire on February 28, 2024, after the May suspension, it will now expire on March 31, 2024. After the September suspension, your membership will be further extended to April 30, 2024.
However, if you then decide to take an additional 15-day break in December, this will exceed the cumulative 60-day suspension limit. Your account will be automatically canceled, and if you wish to return to FMI, you will need to start a new membership period and might be subject to the current subscription pricing at the time of reactivation.
Subscription Pricing:
As a student with FMI and Always A Student, the subscription price you initially lock-in will remain unchanged as long as you maintain your subscription active and avoid a break of more than 60 days (2 months). This policy safeguards you from price changes, which may affect new subscribers or current subscribers who have taken a break longer than 60 days.
Please bear in mind, if your account is suspended for more than 60 days or if you cancel your subscription and later decide to reactivate it, you may be subject to the prevailing pricing at the time of reactivation. We encourage you to review the most recent pricing details before reactivating your subscription.
Workbook & Curriculum Materials
Outside of errors on FMI’s part (missing pages, wrong item), once the books have been shipped, they are non-refundable. However, You are still eligible for a refund of your MEMBERSHIP to FMI as specified in the refund policy above as long as you cancel within the trial period of fifteen (15) days. The total cost of books is $200 and for any unfortunate reason you need to cancel your MEMBERSHIP the book cost will be subtracted from the paid balance. Because you have full control over when to request the shipment of your books, FMI is not required to refund you the cost of your books for any other reason outside of FMI’s error. You are also responsible for paying for shipping separately from your membership order, which is a one-time charge at the time of book order.
Paid Services Policy: Tutoring Services and FMI Tour Guide Service
At FMI and Always A Student, we aim to ensure the highest level of satisfaction for our esteemed students. Our paid services policy is designed to help you understand our approach to tutoring services and the FMI tour guide service:
Eligibility:
Students must be active members of FMI either via an active membership or renewal in order to participate in tutoring services.
If your membership expires prior to completing your tutoring sessions, you will need to renew your membership to continue accessing these sessions.
Refund Policy:
We provide a fifteen (15) days refund policy for unused tutoring sessions or FMI tour guide services purchased separately from the membership, inclusive of the date of purchase.
To qualify for a refund, you must send a refund request to help@alwaysastudent.net indicating the service for which you wish to receive a refund.
However, please note that no refunds will be issued for FMI tour guide services that are included as part of your membership. It is the responsibility of the student to utilize these services during their membership period.
Similarly, no refunds will be issued for completed tutoring sessions or for FMI tour guide services already rendered.
No-Show and Cancellation Policy:
If a student fails to show up for a scheduled tutoring session without prior notice (a ‘no-call, no-show’), that tutoring session will still be counted against their purchased sessions. No refunds or credits will be issued in such cases.
Students can reschedule their sessions as long as they notify us at least 24 hours prior to the scheduled session time. If a cancellation is made within 24 hours of the scheduled session, it will be treated as a ‘no-call, no-show’, and no refunds will be given.
Rescheduling Procedure:
Rescheduling of sessions is the responsibility of the student.
To reschedule, students must send an email either to help@alwaysastudent.net or directly to their educator.
Our goal is to provide a supportive and enriching learning environment. By adhering to this policy, you help ensure that all students receive the maximum benefit from their tutoring sessions and FMI tour guide service.
FX Price Zone Premium (PZP)
Introduction to FX Price Zone Premium (PZP)
FX Price Zone Premium (PZP) is a specialized trading service, separate from the Forex Mastery Institute (FMI) membership. It provides an advanced trading experience with an expanded range of trading pairs.
Cancellation and Refund Policy for PZP
PZP is an independent service with its own recurring fee, separate from your FMI membership. This fee is stated clearly on your receipt.
For cancellations, please email your request to help@alwaysastudent.net.
There are no refunds for any unused portion of the service.
The cancellation of PZP does not impact your access to Price Zone Base (PZB), which is included with the FMI membership.
Usage Conditions
PZP is only available to students who have completed at least Level 2 of the FMI coursework.
A 60-day free trial is offered to provide sufficient time for students to meet these prerequisites and evaluate if PZP suits their needs.
Free Trial Policy
The 60-day free trial of FX Price Zone Premium is only provided to new students. This offer does not extend to pre-existing students.
Changes to Terms
FMI reserves the right, in its sole discretion, to change the Terms under which Alwaysastudent.net or any other derivative is offered. The most current version of the Terms will supersede all previous versions. FMI encourages you to periodically review the Terms to stay informed of our updates. We will also notify our clients using our forum and update them on all major changes to the terms (excluding typos).
Contact Us
FMI welcomes your questions or comments regarding the Terms:
Always A Student, LLC.
37301 PO Box
Des Moines, Iowa 50315
Email Address:
Effective as of June 19, 2023, Addition to examples, money back guarantee, paid service policy, updates to money back policy, and cancellation policy, Price Zone Refund Policy.